Banking

Opening a U.S. bank account remotely: what changes in 2026

Digital banks, business neobanks and major traditional banks: an overview of the options for an entrepreneur.

Montverium Partners Team Mar 30, 2026 7 min read
Opening a U.S. bank account remotely: what changes in 2026

Opening a U.S. bank account remotely has become more common but remains tightly regulated. Banks require an EIN, an ID document and proof of activity for your U.S. LLC.

Business neobanks (Mercury, Relay, Brex) allow fast, 100% online onboarding. Traditional banks offer more services but often require a visit.

Our support includes introductions to a partner bank and full KYC file preparation.

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